Click "Reply" to make your selection. In my experience, the interest rate wasn’t great and the daily interest accrual is frightening, but I had always planned to pay off my loan as soon as possible.

The down side is online you cannot see what the loan balance is. Customers that follow EnerBank USA most often also follow: Common questions, curated and answered by doxo, about paying EnerBank USA bills. Logos and other trademarks within this site are the property of their respective owners. . EnerBank USA customers added this company profile to the doxo Directory. I wish i can give 0 stars is the worst bank to work with.

Ph no on statement takes you to umpteen sales pitches. I will say that their customer service reps are always courteous, and state that some online method of tracking balances is forthcoming (6 months now of saying that). Your email address will not be published. Overall I have been satisfied with the service provided by EnerBank. I telephoned them and said I didn’t see how my payment could be received so late unless they had a very bad receipt system (Visa was sued for just that), and they said they would “waive this one-time fee, but it was a special exception.” Well, they just sent me another bill for that old fee they waived.

I requested to speak with a Supervisor, as Mindy did not sound confident in what she was telling me. 1980’s), it took a call by me to confirm they received it and the first payment would processed on time. My main complaint, as with others, is with the inability to see the remaining amount of your loan in the online payment system, but I see in the responses that they are working on rolling out a solution. doxo is the simple, protected way to pay your bills with a single account and accomplish your financial goals. I was told by them via telephone that I have to pay 120 payments which equals out to being over $17,000 by the time I’m done paying them. ), they received my October 10 payment on October 20.

Step 4 - Enter the first six digits of your ID number, then click "Reply" to continue. I called and spoke to a rep named Mindy. Very easy process. you will end up paying double the loan amount – 20 year loans at super high interest.

They are a fraudulent company. I have a $10349.00 loan with enerBank First payment was for $95.67 so I paid a $100. The major downside is not being able to log into an account to view payments made, how much is owed, etc. The lack of communication for 5 years for a 1 year loan and then now being harassed for “finance and late fees” is simply unacceptable. Mindy did not verify any of the necessary security questions to protect customers against fraud (such as my name, address, DOB, etc). Their statements do not.

This is liable to not be the first post on this subject. They charge daily interest so the only way to find out the balance is to calculate what it is if you know the day they cash the check. I’m actually on my second home improvement load with them but would rather deal with a different entity. Kickbacks must be worth it.  This is done by verifying your credentials against your phone number. End. I would use this service again, if necessary.

EnerBank USA is located at 1245 Brickyard Rd #600, Salt Lake City, UT 84106, USA. Where can I find my bill? Balance Enquiry *. I wish i can give 0 stars is the worst bank to work with. Desperate for business? Update on earlier post.

It’s just a terrible experience. DO NOT get a loan from this company, if something happens to you and you are unable to talk to them they will refuse to talk to a family member especially if you were in the process of paying the loan off before the interest started. you will end up paying double the loan amount – 20 year loans at super high interest. When adding EnerBank USA to their Bills & Accounts List, doxo Users indicate the types of services they receive from EnerBank USA, which determines the service and industry group shown in this profile of EnerBank USA. If you’re not able to do the same, definitely consider a bank with better loan terms. You can contact EnerBank USA by dialing. I was put on hold for over 10 minutes. End, 1. I did find their Service Reps to be very helpful on the phone and was always given the information I needed. ******5421 Log on using your profile number to access prepaid purchases. We were transferred to multiple people all stating this loan was now my mother’s responsibility because she lived in the house and a lien would “probably” be placed on the house if the loan wasn’t paid. Terrible to deal with. We pay our monthly amount for 12 months without receiving a bill.

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